Job Information
U.S. Bank Fraud Identity Evaluation Analyst in Warsaw, Poland
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One.
As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.
Job Description
The Fraud Identity Evaluation Analyst will support identity fraud mitigation and vendor efficacy evaluations. This includes involvement in identification of fraud risks (1st Party, 3rd Party, Account Take Over and Account Origination), evaluation of potential risk mitigation solutions, and assessment of the financial impact for fraud and identity management controls. The role will be involved in creation of cost-benefit analysis that incorporates estimates for fraud loss reduction, operational expense, and revenue impacts. This role will be engaged with vendor management activities including invoice reconciliation, evaluate reasons for expense changes, and be the business line representative to assist the finance team in budget forecasting.
The candidate will be a part of project teams supporting technical, process, strategic, analysis and operations functions. The role will assist in completing financial analysis to estimate the potential fraud reduction of new products, features, or controls. That also includes post-implementation validation of financial performance of fraud mitigation tools. Completion of process flows, determining utilization strategies, and creating analytically driven justifications compiled into executive presentations will be critical to success.
The role will work closely with vendor management teams to assess impacts of proposed contracts, identify expense reduction opportunities, and forecast utilization changes. Identifying the key needs to support model risk governance policy and the ability to assist in securing approvals is required. Critical to the candidate’s success is strong SAS/SQL programming skills, and fraud domain expertise. The position relies on the individual to be an initiative-taker, results driven, comfortable preparing reports and presentations, working in situations of ambiguity and deliver effective communication.
Key Responsibilities
Perform ad hoc analysis using SAS, SQL, R, Python, or similar programming language to tie data from multiple sources together and recommending opportunities for enhancements
Complete robust financial impact assessments and forecasting
Identify fraud mitigation opportunities and assess operational, procedural and revenue impacts
Engage in vendor contract evaluation, issue management, impact assessment, track and communicate outcomes
Track and monitor projects, data and metrics
Respond to unexpected events and findings
Adhere to team standards, compliance and regulatory items, passing all audits
Basic Qualifications:
Bachelor’s degree, or equivalent work experience
Typically more than five years of applicable experience
Preferred Skills/Experience
Thorough knowledge of departmental data sources, fraud risk, and operations management associated with the product lines
Strong analytical skills relative to financial management, cost benefit analysis, evaluating fraud prevention infrastructure and forecasting fraud loss trends
Strong project management skills
Effective verbal and written communication skills
Engage in root cause analysis
Proficient computer navigation skills using a variety of software packages including Microsoft Office applications and data analysis software
The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .
Benefits :
We offer an exciting, fast-paced and diverse working environment with employees of many different nationalities. We provide benefits to help you protect your health and financial security; and give you peace of mind. We also invest in your career growth with development resources that give you the opportunity to stretch and shine.
Posting may be closed earlier due to high volume of applicants.