AMVETS Jobs

Job Details Level Experienced Job Location Corporate Office Lynnwood - Lynnwood, WA Position Type Full Time Education Level High School Diploma or equivalent.   Salary Range $41.35 - $62.02 Hourly Job Shift Monday - Friday Description Sound is looking for... A Senior Business Loan Underwriter / Credit Analyst to join our team! As the Senior Business Loan Underwriter/ Credit Analyst you will provide clear and complete documentation and assist in the loan decision making process. You will provide analysis of the following: cash flow, collateral, management, balance sheet and income for all business loan types. In this role, you will prepare credit presentations and credit memos for all loan types including, but not limited to investment CRE, owner occupied CRE, SBA, C&I, and USDA. As the Senior Business Loan Underwriter / Credit Analyst you will be responsible for analyzing complex business credit and underwriting credit presentation with analysis and explanations to be presentable to credit decision makers with limited management assistance. At Sound you will experience... Our purpose which is "to stand with you through all waves of life". Every day, our employees help us to live this purpose. We believe in empowering our employees to do the right thing. A diverse workforce with an inclusive and supportive environment. Besides competitive pay, we offer career growth, and we hold a benefits package that's consistent with our purpose, personalities, and values. Teams that are living out the credit union philosophy of "people helping people". Fellow employees who are dependable, genuine, inclusive, and resourceful. Leaders of Sound Credit Union who embrace our Brand Purpose. At Sound, we recognize our actions strongly impact our Brand-led culture. Therefore, we commit to consistently serve as Brand Advocates by modeling desired behaviors to inspire others through being Supportive, Open, Unified, iNclusive, and by Doing the right thing. As a Senior Business Loan Underwriter - Credit Analyst you will... Responsible for credit analysis and loan underwriting of new and existing loan relationships for all business loan types (including SBA) and including complex deal structures and analysis. Produce credit memos for loan modifications after approval, before funding and after loan closing and to address items in a complete and accurate manner, then obtain the proper approvals. Responsible for keeping up to date on Annual Loan Reviews for assigned member loans. Provide complete documentation to assist in the loan decision making process. Perform detailed analysis on prospective business borrowers and guarantors and interpret the financial information to determine credit quality and cash flow adequacy for all business loan types (including SBA) and including complex deal structures and analysis. Effectively and efficiently make decisions consistent with underwriting policies and procedures, including SBA Standard Operating Procedures. Identify risk factors within each loan and utilize resources, tools and documentation to detect red flags and clear inconsistencies. Assist in Loan Structure including Sources and Uses of funds for all business loan types (including SBA) and including complex deal structures and analysis. Work with Business Loan Officers to ensure a complete credit presentation to best represent the credit to decisions makers. Process loan requests and other data and reports in a timely manner. Provide business loan portfolio support as needed including help with troubled credits. Assist with creating and refining operating procedures for the Business Lending department that will improve timeliness and proficiency of underwriting. Complete