AMVETS Jobs

Interra Credit Union is seeking a motivated and driven individual looking to join our Commercial Credit team and has a high level of interest in credit analysis and commercial lending in the finance industry. As a Commercial Credit Intern, you will support the Commercial Credit Department by assisting with administrative tasks and have the opportunity to gain experience alongside commercial and/or agribusiness lenders. You will be responsible for providing support with underwriting, analysis, and monitoring of new and existing loan relationships. Attention to detail is a must while ensuring expectations are exceeded, deadlines are met, and the overall reputation of the lenders and the Credit Union are prioritized. Requires an advanced level of member service and communication skills plus the ability to work with a team environment.

Direct Reports: None

HOW YOU WILL MAKE AN IMPACT

• Assist Commercial and/or Agribusiness Lenders with gathering financial statements, report preparation, and any documentation needed for preliminary credit analysis done by the Credit Analysts.

• Assist Commercial and/or Agribusiness Lenders, and Credit Analysts with special projects such as data entry and data organization.

• Assist Commercial and/or Agribusiness Lenders with preparation for prospecting, member visits, and loan closings.

• Performs other job-related duties as assigned.

• Must comply with all company policies and procedures, applicable laws, and regulations, including but not limited to, the Bank Secrecy Act, the USA PATRIOT Act, and the Office of Foreign Assets Control, in addition to all Interra policies.

WHAT YOU WILL NEED TO SUCCEED

Experience

Basic knowledge of business processes and interpretation. Must be technical savvy and demonstrate a high level of competency using spreadsheets and word processing. Attention to detail and follow-through required. Experience in Microsoft Office (Outlook, Word, Excel, PowerPoint).

Education / Certifications / Licenses

Minimum of one year of college coursework specific to Business Management or related field. Minimum GPA of 3.0. Must have and maintain a valid driver's license.

PREFERRED SKILLS

• Must be able to work in a team environment with the ability to interact in a positive manner with peers, management, and other departments.
• Strong time management, organizational skills, and an ability to multi-task.
• Ability to maintain high level of confidentiality.
• Must have a strong attendance record.
• Must have strong verbal and written communication skills.
• Possess and apply a solid understanding of the work environment; be punctual and present.
• Must be professional in appearance and manner.
• Ability to provide world class member service while executing Interras vision, mission, and delivery of Core Values.

INTERPERSONAL SKILLS

• Courtesy and tact are essential elements of the job.
• Communications generally require shorter and not in-depth discussions.

COMPETENCIES

• Adaptable - Maintains effectiveness in reaching goals by adapting to changing circumstances, tasks, responsibilities, and people. Adjusts effectively to new work structures, processes, or requirements.
• Balance Stakeholders - Understands the needs of diverse stakeholders and the underlying motivations driving those needs, including cultural and ethical factors. Acts fairly in the decision-making process when faced with conflicting demands of stakeholders.
• Effective Communication - Utilizes a variety of communication modalities effectively and appropriately across multiple channels. Is effective in a variety of communication settings: one-on-one, small, and large groups, or among diverse styles and position levels. Adjusts to fit the message to the audience. Provides timely and helpful information to others across the organization.
• Functional Expertise - Possesses a sufficient leve of technical and professional skill or knowledge in position-related areas; keeps up with current developments and trends in areas of expertise; actively seeks ways to grow and be challenged using both formal and informal development activities.
• Self-Motivated - Demonstrates initiative to address challenges, accomplish tasks, and seize opportunities, even when challenged. Demonstrates appropriate urgency and positive attitude while doing so.
• Teamwork - Effective team player who adds complementary skills and contributes valuable ideas, opinions and feedback; communicates in an open and candid manner and can be counted upon to fulfill any commitments made to others on the team.

ADA REQUIREMENTS

Physical Requirements

• Must be capable of climbing / descending stairs in an emergency.
• Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator.
• Must be capable of regular, reliable, and timely attendance.

Working Conditions

• Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.

Mental and/or Emotional Requirements

• Must be able to read and carry out various written instructions and follow oral instructions.
• Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics.
• Must be able to speak clearly and deliver information in a logical and understandable sequence.

ACKNOWLEDGEMENT

Nothing in the position description restricts managements right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This Job description is not a contract and should not be constructed as a guarantee of employment for any period of time. Interra Credit Union is an Equal Opportunity Employer and does not discriminate against employees or applicants based on race color, religion, sex/gender, national origin, disability, age, or any other category protected by law.

Equal Opportunity Employer - minorities/females/veterans/individuals with disabilities/sexual orientation/gender identity