Job Information
Community Health Systems Insurance Verification & Authorization in FOLEY, Alabama
Job Summary
The Insurance Verification Representative is responsible for accurately verifying patient insurance coverage, benefits, and eligibility to ensure proper reimbursement and prevent service delays. This role coordinates with physician offices, case management teams, and financial counseling to facilitate pre-certifications, authorizations, and patient financial obligations. The Insurance Verification Representative plays a key role in maintaining accurate patient account liability, minimizing denials, and improving revenue cycle efficiency.
Essential Functions
Verifies insurance benefits, eligibility, and pre-determination requirements for all scheduled patients, ensuring accuracy and completeness before services are rendered.
Coordinates with physician offices to obtain required pre-authorizations and pre-certifications, preventing reschedules or cancellations due to missing approvals.
Confirms patient coverage for procedures and treatments, documenting insurance details, policy limitations, and reimbursement expectations.
Initiates financial counseling for uninsured or underinsured patients, referring them to financial assistance programs or payment plan options.
Accurately documents and updates patient records, including pre-certification numbers, eligibility details, and authorization statuses.
Communicates effectively with patients and physician offices, providing clear information regarding insurance coverage, financial responsibilities, and payment expectations.
Ensures timely entry of pre-registration documents into the electronic health record (EHR) and forwards them to the appropriate department.
Maintains accurate department records, reports, and documentation, ensuring compliance with billing, regulatory, and facility policies.
Identifies and resolves insurance discrepancies, proactively addressing issues that could result in billing errors or claim denials.
Works collaboratively with case management, patient registration, and billing teams, ensuring seamless revenue cycle operations and optimized reimbursement.
Performs other duties as assigned.
Complies with all policies and standards.
Qualifications
0-2 years of experience in insurance verification, medical billing, or patient access in a healthcare setting required
2-4 years of insurance verification experience in an acute care hospital or physician practice group preferred
Experience with electronic health records (EHR), insurance portals, and revenue cycle workflows preferred
Knowledge, Skills and Abilities
Strong knowledge of insurance verification, pre-authorizations, and patient financial services.
Proficiency in healthcare insurance terminology, including co-pays, deductibles, out-of-pocket costs, and covered services.
Ability to interpret and apply insurance policies and payer guidelines to verify eligibility and benefits accurately.
Effective communication and customer service skills, ensuring professional interactions with patients, physician offices, and insurance providers.
Strong organizational and time-management skills, handling multiple verification requests efficiently.
Proficiency in electronic health record (EHR) systems, payer websites, and insurance portals for eligibility verification.
Understanding of HIPAA regulations and patient privacy requirements when handling sensitive financial and insurance information.
Licenses and Certifications
- CHAA - Certified Healthcare Access Associate preferred
Equal Employment Opportunity
This organization does not discriminate in any way to deprive any person of employment opportunities or otherwise adversely affect the status of any employee because of race, color, religion, sex, sexual orientation, genetic information, gender identity, national origin, age, disability, citizenship, veteran status, or military or uniformed services, in accordance with all applicable governmental laws and regulations. In addition, the facility complies with all applicable federal, state and local laws governing nondiscrimination in employment. This applies to all terms and conditions of employment including, but not limited to: hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. If you are an applicant with a mental or physical disability who needs a reasonable accommodation for any part of the application or hiring process, contact the director of Human Resources at the facility to which you are seeking employment; Simply go to http://www.chs.net/serving-communities/locations/ to obtain the main telephone number of the facility and ask for Human Resources.